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Six of the best finance apps

Thanks to the rise of finance and money-management apps, information about your expenses, savings, mortgages, personal loans, super funds and shares is only a tap away.

You've resolved to focus more on your finances. You’re wanting to save, budget and maximise your super and you’re planning to start investing. You need help that is easily accessible. 

The sheer amount of financial information on offer – not to mention limited spare time in your busy life – means it’s not uncommon to lose track of your goals. Now help is just a tap of your smartphone away.

Whether you’re looking to track your expenses or manage your investments, here are six of the best personal finance apps on the market.

TrackMySPEND

Good for: Budgeting

TrackMySPEND is a free budgeting app from the Australian Government's financial advice service MoneySmart. It allows you to enter your total budget and add your expenses as you go, helping you keep track of your spending.

BillTracker

Good for: Managing your bills

For a price, BillTracker offers the tools you need to stay on top of your bills – especially helpful if you often forget to pay your bills on time. This finance app allows you to input reference numbers for payments made, record partial payments for specific bills and see a complete bill history for all your debts and service providers.

DebtMinder

Good for: Paying off your debts

DebtMinder helps put you on track to becoming debt free. You can enter your debts and it gives you a plan to pay them off, as well as a clear picture of your progress using the debt snowball method. It’s like having a coach pushing you to pay it off as quickly as possible. But like a coach, the service isn’t free.

MoneySmart mobile calculator

Good for: Calculating future costs and savings

Another app from MoneySmart is the free mobile calculator which combines five handy tools to calculate future costs and savings:

  • a savings calculator to work out how quickly you can save for a big purchase
  • a loan calculator to work out repayments on a personal loan
  • a mortgage calculator to work out repayments on a home loan
  • a superannuation calculator to work out how much super you’ll have when you retire
  • interest-free deal calculator to work out what an interest-free deal will really cost.

ASX

Good for: Monitoring your investments

If you’re investing in the sharemarket, this free ASX iPhone app lets you keep up to date with the Australian sharemarket. A handy feature is the ability to store up to 20 companies as ‘favourites’, showing their share price and volume information. You can also receive real-time company announcements from your favourite companies.

With the right tools, managing your finances can become quicker, easier and much more straightforward. So start downloading!

ANZ App

Good for: managing banking, insurance, investing and superannuation

The ANZ App is the one place for your ANZ banking, insurance, investments and super. View balances, transfer money and make payments simply and easily. See why thousands of ANZ customers are already using it. Get to know the new ANZ App and share your feedback in the App Store.

Find lost super and check on your super progress. Add your insurance details so you have everything close to hand if you need it. See your investment performance at a glance. It’s all in the ‘For You’ section of the ANZ App.