Let’s create a more equal world

Reshaping the system for an equal future

In many aspects of their lives, girls start out ahead. So how do they fall so far behind? As soon as they enter the workforce, women start to earn less money than men.^ Put simply, the system is not designed for women to succeed. It’s time we created one that is.


Why the world needs reshaping


  • women earn up to 36 per cent less than men1
  • women represent more than 40 per cent of the world’s labour force but only control a quarter of the world’s wealth2
  • worldwide, women make up less than 20 per cent of government3
  • less than 25 per cent of senior management roles are held by women4
  • 31 million girls worldwide are still denied a primary education.5

In Australia:

  • the average weekly shortfall in wages of $295 per week, extended over a typical 40-year career, equates to a gender pay gap of about $700,0006
  • women returning to work after 12 months’ parental leave are subject to an average 7 per cent wage penalty (known as the “motherhood penalty”), increasing to 12 per cent over the subsequent year7
  • about 90 per cent of Australian women will retire with inadequate savings to fund a comfortable lifestyle in retirement8
  • women spend almost twice as much time on unpaid work as men.9
ANZ Women's Report

ANZ Women's Report

Read more in our 2015 ANZ Women’s Report: Barriers to achieving financial gender equity.

Women’s Advice Service:  8am-9pm Monday to Friday


Creating a more equal world

At ANZ we are committed to doing what we can to support women and help them succeed. While there is no simple solution, to help change things we’ve started the following initiatives.

For our staff:

  • In recognition that many women take time out from the workforce for children, we’re making an additional $500 super contribution each year to all our female employees in Australia.
  • All  staff will receive super contributions for their unpaid parental leave for up to two years on their return to work, which can be worth up to $100,000 in retirement for an average 30-year old female.
  • We’ve introduced gender-balanced recruitment practices to help give every able candidate fair consideration.
  • All roles at ANZ can be worked flexibly, ensuring we are better able to meet the needs of staff and customers.
  • We’re supporting female leaders and women aspiring to senior roles through our Accelerated Banking Experiences for Women and Notable Women programs.

For our customers/the community:

  • Among a number of recommendations made by ANZ, we have submitted a proposal to the Senate inquiry into economic security for women in retirement to amend the Sex Discrimination Act (1984) to allow employers to pay additional superannuation contributions to female employees.
  • We’ve established ‘Given the Chance’, a refugee program giving meaningful employment and opportunities to men and women.
  • We’ve launched a specialist women’s financial advice phone service with extended hours (8am to 9pm weekdays).
  • We are offering free super advice through this phone service for anyone who has less than $50,000 in total super.*
  • We launched the ANZ MoneyMinded financial-literacy program which has helped nearly 300,000 people worldwide improve their financial skills.